Vehicle Insurance

Looking to insure your car? We can offer you a competitive quote in minutes from our panel of leading insurers.

To help you make the right decision about our products, we provide information to help you understand their benefits and limitations. We don’t, however, offer advice or recommendations. If you use our clever app over 250 miles of driving it will give you a score out of 10 and feedback on your driving. And if you’re a good driver, you could get a discount on your car insurance. If you have a road traffic accident in your car that isn’t your fault, you or another authorised driver can claim from the person who caused the accident. If you do not renew your policy there will be no additional charges. You will only have to pay the cancellation charge if the policy is cancelled before renewal.

We’ve also conducted separate research to see if quotes from comparisons match up to the prices on insurers’ own websites, how easy it is to use the sites, and the speed at which the sites deliver results. See How the order is picked. We aim to make it simple. From first time drivers to over 50s, from Fords to Ferraris we help find the right car insurance policy for you.

There’s also plenty to read on wider motoring and insurance issues, including vehicle security, flood cover, optional extras on your insurance, fronting, crash-for-cash, how quotes are calculated, claim rejections, how driving convictions impact on premiums and money-saving tips, and we can help you find the insurance group of your vehicle or of a potential purchase.

The insurance certificate or cover note issued by the insurance company constitutes the only legal evidence that the policy to which the certificate relates satisfies the requirements of the relevant law applicable in Great Britain, Northern Ireland, the Isle of Man, the Island of Guernsey, the Island of Jersey and the Island of Alderney. The Act states that an authorised person, such as a police officer, may require a driver to produce an insurance certificate for inspection. If the driver cannot show the document immediately on request, and evidence of insurance cannot be found by other means such as the MID, then the Police are empowered to seize the vehicle instantly.

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If you make a claim for an accident that’s not your fault and the driver of the car that hits you is not insured, you won’t lose your no claims discount or have to pay any excess. Whilst Government cannot intervene directly in the setting of premiums, what it can do is help to establish a situation where young and newly qualified drivers are better equipped for a life of independent driving.

Aside from the benefit of not having to scrape the ice off in winter, there is a higher risk of theft by keeping the car on the road, so keeping it in the garage will be reflected in your premium. Some insurers, such as iKube and Co-op , have curfews in place, meaning driving at certain times (usually between 11pm and 5am) could result in a fine or an increase in premiums.

Buying your car insurance, online with Abbey could save you even more money. On top of our highly competitive premiums you will pay no admin fees. Ex-company car drivers may be able to transfer their no claims bonus. In fact, even if you have been driving on someone else’s insurance, we can normally offer the equivalent no claims discount. To get you the best car insurance quotes for you we compare your car insurance details with our panel top UK car insurance companies.

When you buy your Car Insurance direct from Tesco Bank, you also get up to £100,000 Motor Legal Protection included as standard. This provides you with cover for legal costs and expenses if you ever need to claim compensation for personal injury against the person responsible for the accident, where you are more likely than not to have a successful outcome. Terms and conditions apply; you’ll find more details in the policy booklet.

Get a quote online in 5 minutes : Fill in your details using our online motor insurance quote form , and you’ll be able to get a car insurance quote in a matter of minutes. You can also save your quote and retrieve it later. Quotes are valid for 60 days. If you cancel your policy mid-term, amend it (for example by moving out of the registered address) or there are no longer at least two policies at the registered address, we reserve the right to reclaim the value of the discount applied to your policy premium. To help you save money, we take the customer’s exact needs and driving experience into consideration, tailoring an insurance policy to their specific requirements.

Third party: This is the minimum legal requirement for car insurance. It’s a basic form of insurance that covers the costs of any damage incurred while driving. For example, if a driver is in an accident with another car, the at-fault driver is liable for damage to the other person’s car, and for any medical expenses they incur as a result of the accident. Note, however, that the insurance does not cover the costs of damage to the car belonging to the driver who is deemed at fault.

Nothing bad to say never had a complaint. I did have a slight problem when I came to insure a 2000 V40 Volvo having No NCB I was quoted �3,200 so of course my answer was NO THANKS. A friend then suggested I go for Classic so I rang FJ back and the quote was just �150 for two cars so of course I was overjoyed.. My quibble with FJ is to find out if the person in question was already insured with a classic, before giving a outrages quote.

To qualify for a courtesy car, your car must be repaired by an approved repairer. A courtesy car is not available if your car has been written off or has been stolen and is still missing. A courtesy car is not available to customers where the vehicle insured is a van. If you have a damaged window, windscreen or sunroof we’ll repair it (£10 excess) or replace it (£75 excess) and if you use one of our approved repairers the most we will pay will be the market value of your car at the time of the loss. If you use one of your own repairers the claim will be limited to £50.

If the accident was the other driver’s fault, and this fault is accepted by the third party’s insurer, then the vehicle owner may be able to reclaim the excess payment from the other person’s insurance company. Change your car details online – unlike other insurers, we won’t charge you admin fees for making changes to your car policy (excludes cancellation fees). Third party insurance is not always cheaper than comprehensive and it may cost you more in the long run.

Guide to car breakdown basics – What to do if you breakdown on the motorway, on rural roads or overseas. Put in your details and check the prices that come up. You can alter the excess that you are willing to pay and the mileage you will drive and get new quotes. If anything happens to us and we cannot pay valid claims or return your premium on your insurance policy then the FSCS will pay 90% of your claim on your home and pet insurance and 100% on your life and motor insurance, with no upper limit.